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Obamacare Premiums Rise Steeply in North Carolina

Sen. Kay Hagan has said Obamacare would help North Carolinians, but in fact the Affordable Care Act has proven to be anything but affordable.

When asked about Obamacare last December, Hagan told Politico “Yeah, I would vote for it again. People have to realize that the cost of health care was getting out of reach for everybody.”

Now that the open enrollment period has long ended, and the DHHS has had to report on the details of the health insurance mandate, the cost of health care for the Tar Heel state is still way beyond the reach of many.

North Carolina ranks among the top five states with the highest percentage of increases in health care for individual-market premiums since the inception of the Affordable Care Act.

The Manhattan Institute has re-released its Obamacare Impact Map, which shows how insurance premiums have changed from pre-ACA to today. On the interactive map, you can now enter in your zip code and receive local information by county, allowing you to go beyond generalizations to determine how Obamacare is specifically impacting your community.

The chart below shows North Carolina premiums pre-ACA, current ACA rate, then percentage of change.

NC Obamacare premiums 2014



NC Obamacare premiums 1 2014

NC Obamacare premiums 2 2014


Here is a sampling of several counties across the state that shows the percentage increase in costs.


NC Obamacare premiums 3 2014

DHHS has a report on enrollees broken down by gender that shows North Carolina with 56% female enrolled compared to 44% male. This would explain the higher premiums for men than women “because women tend to consume more health care than men,” thus creating a larger pool to spread the costs out.

Obamacare was supposed to help bring premiums down, not inflate them over 200% in some cases for those without employer provided health insurance

Categories: Economy, Healthcare, Must Read, News, Taxes
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